Insurance
Claims
Making an insurance claim
after a personal injury can be a complicated process. Here are some things to
keep in mind when making a claim:
First, you will need to gather
all the necessary paperwork. This includes any medical records or bills, police
reports, and eyewitness statements.
Next, you will need to contact
your insurance company and let them know that you have been injured and would
like to file a claim. Be sure to have all your documentation ready before
making this call.
Once you have filed your
claim, the insurance company will likely send an adjuster to investigate the
accident and determine how much they are willing to pay for your damages. If
you are not satisfied with their offer, you may want to consider hiring a
personal injury lawyer to help you negotiate a better settlement.
Finally, remember that
insurance claims can take time to resolve, so be patient and keep communication
open with your insurance company throughout the process.
Making an insurance claim
after a personal injury can be a complicated process. Here are some things to
keep in mind when making a claim:
First, you will need to gather
all the necessary paperwork. This includes any medical records or bills, police
reports, and eyewitness statements.
Next, you will need to contact
your insurance company and let them know that you have been injured and would
like to file a claim. Be sure to have all your documentation ready before
making this call.
Once you have filed your
claim, the insurance company will likely send an adjuster to investigate the
accident and determine how much they are willing to pay for your damages. If
you are not satisfied with their offer, you may want to consider hiring a
personal injury lawyer to help you negotiate a better settlement.
Finally, remember that
insurance claims can take time to resolve, so be patient and keep communication
open with your insurance company throughout the process.
Slip-and-Fall
Accidents
Slip and fall accidents can be
very serious, often leading to personal injury lawsuits. If you’ve been injured
in a slip and fall accident, there are a few things you should do to protect
your rights and ensure you receive the compensation you deserve.
First, it’s important to seek
medical attention as soon as possible. This will not only help you recover
physically, but will also create a record of your injuries that can be used as
evidence in a personal injury lawsuit.
Next, you should try to gather
as much evidence as possible at the scene of the accident. This may include
taking photos of the hazard that caused your fall, getting the contact
information of any witnesses, and anything else that could be helpful in
proving your case.
Once you have taken these
steps, you should contact an experienced personal injury attorney to discuss
your case. Your attorney will be able to advise you on the best course of
action and help you get the compensation you deserve.
If you’ve been injured in a
slip and fall accident, don’t hesitate to contact an experienced personal
injury attorney to discuss your case. You may be entitled to compensation for
your medical bills, lost wages, and pain and suffering. An experienced attorney
can help you get the compensation you deserve.
Slip and fall accidents can
happen at home, in the workplace or in a public place.
Wondering what to do if you’ve been involved in a slip and fall accident and
how to make a personal injury claim against an insurance company?
If you have been injured in a
slip and fall accident, there are some things you need to do in order to make a
successful personal injury insurance claim. First, get medical attention right
away – even if you think your injuries are minor. It’s important to have a
record of your injuries, as this will be important evidence later on.
Next, take pictures of the
scene of the accident, if possible. This will help to show how the accident
happened and who may be at fault. Be sure to get the contact information of any
witnesses who saw the accident happen.
Then, you will need to file a
personal injury claim with the insurance company. This can be a complex
process, so it’s important to have all of your evidence gathered before you
start. Your insurance company will likely require a written statement from you
detailing what happened, as well as any medical records or bills related to
your injuries.
If you are having trouble
getting your claim approved, or if the insurance company is offering a low
settlement, you may want to consider hiring a personal injury lawyer to help
you with your case. A lawyer will be able to negotiate with the insurance
company on your behalf and help you get the compensation you deserve.
Slip and fall accidents can be
very serious, often leading to personal injury lawsuits. If you’ve been injured
in a slip and fall accident, there are a few things you should do to protect
your rights and ensure you receive the compensation you deserve.
First, it’s important to seek
medical attention as soon as possible. This will not only help you recover
physically, but will also create a record of your injuries that can be used as
evidence in a personal injury lawsuit.
Next, you should try to gather
as much evidence as possible at the scene of the accident. This may include
taking photos of the hazard that caused your fall, getting the contact
information of any witnesses, and anything else that could be helpful in
proving your case.
Once you have taken these
steps, you should contact an experienced personal injury attorney to discuss
your case. Your attorney will be able to advise you on the best course of
action and help you get the compensation you deserve.
If you’ve been injured in a
slip and fall accident, don’t hesitate to contact an experienced personal
injury attorney to discuss your case. You may be entitled to compensation for
your medical bills, lost wages, and pain and suffering. An experienced attorney
can help you get the compensation you deserve.
Slip and fall accidents can
happen at home, in the workplace or in a public place.
Wondering what to do if you’ve been involved in a slip and fall accident and
how to make a personal injury claim against an insurance company?
If you have been injured in a
slip and fall accident, there are some things you need to do in order to make a
successful personal injury insurance claim. First, get medical attention right
away – even if you think your injuries are minor. It’s important to have a
record of your injuries, as this will be important evidence later on.
Next, take pictures of the
scene of the accident, if possible. This will help to show how the accident
happened and who may be at fault. Be sure to get the contact information of any
witnesses who saw the accident happen.
Then, you will need to file a
personal injury claim with the insurance company. This can be a complex
process, so it’s important to have all of your evidence gathered before you
start. Your insurance company will likely require a written statement from you
detailing what happened, as well as any medical records or bills related to
your injuries.
If you are having trouble
getting your claim approved, or if the insurance company is offering a low
settlement, you may want to consider hiring a personal injury lawyer to help
you with your case. A lawyer will be able to negotiate with the insurance
company on your behalf and help you get the compensation you deserve.
Shoplifting in
Florida
Shoplifting is a crime in
Florida and is punishable by law. The penalties for shoplifting depend on the
value of the merchandise stolen, as well as the number of prior convictions the
offender has.
The first step in shoplifting
is to take merchandise from a store without paying for it. This can be done in
a number of ways, including concealment, switching price tags, or removing
security devices. Once the merchandise is taken from the store, the offender
must then leave the premises without being detected. If they are caught before
leaving, they may be subject to detention by store security.
The value of the merchandise
stolen will determine the severity of the charge. For instance, if the value of
the merchandise is less than $100, the offender will be charged with a
misdemeanor and can face up to one year in jail and a fine of up to $1,000. If
the value of the merchandise is more than $100, the offender will be charged
with a felony and can face up to five years in prison and a fine of up to
$5,000.
The number of prior
convictions an offender has will also affect the penalties they face. For
example, an offender with no prior convictions who is caught shoplifting for
the first time will likely receive a lighter sentence than an offender with
multiple prior convictions. However, even first-time offenders can face serious
penalties, including jail time and fines.
Shoplifting is a crime that
can have serious consequences. Those who are convicted of shoplifting can face
jail time, fines, and a criminal record. If you have been charged with
shoplifting, it is important to contact an experienced criminal defense
attorney who can help you navigate the legal process and defend your rights.
Shoplifting is very common,
here are some statistics of shoplifting in the state of Florida:
- In 2018, there were over 22,000
shoplifting incidents in Florida
- The average value of merchandise stolen
in a shoplifting incident is $377
- The majority of shoplifting incidents
occur at retail stores, followed by supermarkets and pharmacies
- Shoplifting is most common among adults
aged 18-24, followed by 25-34 year olds
- The majority of shoplifting incidents
are committed by females (61%), followed by males (39%)
The penalties for shoplifting
in Florida are as follows:
- First offense: misdemeanor punishable
by up to one year in jail and a fine of up to $1,000
- Second offense: felony punishable by up
to five years in prison and a fine of up to $5,000
- Third offense: felony punishable by up
to 10 years in prison and a fine of up to $10,000
Shoplifting is a crime in
Florida and is punishable by law. The penalties for shoplifting depend on the
value of the merchandise stolen, as well as the number of prior convictions the
offender has.
The first step in shoplifting
is to take merchandise from a store without paying for it. This can be done in
a number of ways, including concealment, switching price tags, or removing
security devices. Once the merchandise is taken from the store, the offender
must then leave the premises without being detected. If they are caught before
leaving, they may be subject to detention by store security.
The value of the merchandise
stolen will determine the severity of the charge. For instance, if the value of
the merchandise is less than $100, the offender will be charged with a
misdemeanor and can face up to one year in jail and a fine of up to $1,000. If
the value of the merchandise is more than $100, the offender will be charged
with a felony and can face up to five years in prison and a fine of up to
$5,000.
The number of prior
convictions an offender has will also affect the penalties they face. For
example, an offender with no prior convictions who is caught shoplifting for
the first time will likely receive a lighter sentence than an offender with
multiple prior convictions. However, even first-time offenders can face serious
penalties, including jail time and fines.
Shoplifting is a crime that
can have serious consequences. Those who are convicted of shoplifting can face
jail time, fines, and a criminal record. If you have been charged with
shoplifting, it is important to contact an experienced criminal defense
attorney who can help you navigate the legal process and defend your rights.
Shoplifting is very common,
here are some statistics of shoplifting in the state of Florida:
- In 2018, there were over 22,000
shoplifting incidents in Florida
- The average value of merchandise stolen
in a shoplifting incident is $377
- The majority of shoplifting incidents
occur at retail stores, followed by supermarkets and pharmacies
- Shoplifting is most common among adults
aged 18-24, followed by 25-34 year olds
- The majority of shoplifting incidents
are committed by females (61%), followed by males (39%)
The penalties for shoplifting
in Florida are as follows:
- First offense: misdemeanor punishable
by up to one year in jail and a fine of up to $1,000
- Second offense: felony punishable by up
to five years in prison and a fine of up to $5,000
- Third offense: felony punishable by up
to 10 years in prison and a fine of up to $10,000
Introduction to
Paternity Testing
A paternity test is a DNA test
used to determine whether a man is the biological father of a child. Paternity
tests can be performed on newborns, children, or adults.
There are two types of paternity
tests: legal and private. Legal paternity tests are typically ordered by a
court or government agency, such as Child Support Services. Private paternity
tests are usually requested by the mother or father of the child. Paternity
tests are performed using a swab of the inside of the cheek (buccal swab) or a
sample of blood. The samples are then sent to a laboratory for analysis.
The results of a paternity
test are typically available within 2-3 weeks. A positive result means that the
man is the biological father of the child. A negative result means that the man
is not the biological father of the child. Paternity tests are more than 99%
accurate when performed using DNA from a buccal swab. Paternity tests are less
accurate when performed using DNA from a blood sample. A paternity test can be
used to establish child custody and child support arrangements. Paternity tests
can also be used to resolve questions about family history or identity.
Child paternity testing can be
a stressful experience for families. The results of the test can have a
profound impact on family dynamics. It is important to be prepared for the
possible outcomes of the test before taking it. Counseling may be recommended
for families who are considering paternity testing.
A paternity test is a DNA test
used to determine whether a man is the biological father of a child. Paternity
tests can be performed on newborns, children, or adults.
There are two types of paternity
tests: legal and private. Legal paternity tests are typically ordered by a
court or government agency, such as Child Support Services. Private paternity
tests are usually requested by the mother or father of the child. Paternity
tests are performed using a swab of the inside of the cheek (buccal swab) or a
sample of blood. The samples are then sent to a laboratory for analysis.
The results of a paternity
test are typically available within 2-3 weeks. A positive result means that the
man is the biological father of the child. A negative result means that the man
is not the biological father of the child. Paternity tests are more than 99%
accurate when performed using DNA from a buccal swab. Paternity tests are less
accurate when performed using DNA from a blood sample. A paternity test can be
used to establish child custody and child support arrangements. Paternity tests
can also be used to resolve questions about family history or identity.
Child paternity testing can be
a stressful experience for families. The results of the test can have a
profound impact on family dynamics. It is important to be prepared for the
possible outcomes of the test before taking it. Counseling may be recommended
for families who are considering paternity testing.
How to Prepare
for Divorce
There is no one answer to the
question of when you should file for divorce. Every situation is unique, and
there are a variety of factors to consider before making the decision to end
your marriage. However, there are some general signs that may indicate it is
time to start thinking about divorce.
If you find yourself
constantly arguing with your spouse, and those arguments are not being
resolved, it may be a sign that divorce is the best option. If you no longer
feel like you are able to communicate effectively with your spouse, or if you
feel like you are always walking on eggshells around them, those are also signs
that your marriage may be in trouble.
No one knows your situation
better than you do, so only you can decide when the time is right to file for
divorce. However, if you are feeling unhappy in your marriage and you have
tried to work on things without success, it may be time to consult with a
divorce attorney to discuss your next steps.
There is no one answer to the
question of when you should file for divorce. Every situation is unique, and
there are a variety of factors to consider before making the decision to end
your marriage. However, there are some general signs that may indicate it is
time to start thinking about divorce.
If you find yourself
constantly arguing with your spouse, and those arguments are not being
resolved, it may be a sign that divorce is the best option. If you no longer
feel like you are able to communicate effectively with your spouse, or if you
feel like you are always walking on eggshells around them, those are also signs
that your marriage may be in trouble.
No one knows your situation
better than you do, so only you can decide when the time is right to file for
divorce. However, if you are feeling unhappy in your marriage and you have
tried to work on things without success, it may be time to consult with a
divorce attorney to discuss your next steps.
Facts About
Flooding in Florida
Flooding is a common occurrence
in Florida, especially during the rainy season. Flooding can cause significant
damage to homes and businesses, and can even lead to loss of life. Here are
some interesting facts about flooding in Florida:
- Flooding is the second most common
natural disaster in Florida, after hurricanes.
- Flooding can occur anywhere in Florida,
but is most common in coastal areas.
- Floodwaters can rise quickly and
without warning.
- Just six inches of floodwater can cause
significant damage to a home or business.
- Two feet of floodwater can float a car.
- Floodwaters can be contaminated with
sewage and other harmful toxins.
- Flooding can lead to mold growth, which
can cause serious health problems.
If you live in or visit
Florida, it’s important to be aware of the dangers of flooding and know what to
do if you find yourself in a flood situation.
Flooding is a common occurrence
in Florida, especially during the rainy season. Flooding can cause significant
damage to homes and businesses, and can even lead to loss of life. Here are
some interesting facts about flooding in Florida:
- Flooding is the second most common
natural disaster in Florida, after hurricanes.
- Flooding can occur anywhere in Florida,
but is most common in coastal areas.
- Floodwaters can rise quickly and
without warning.
- Just six inches of floodwater can cause
significant damage to a home or business.
- Two feet of floodwater can float a car.
- Floodwaters can be contaminated with
sewage and other harmful toxins.
- Flooding can lead to mold growth, which
can cause serious health problems.
If you live in or visit
Florida, it’s important to be aware of the dangers of flooding and know what to
do if you find yourself in a flood situation.
Have you been
Involved in a Motorcycle Accident?
If you have been involved in a
motorcycle accident, there are options to ensure you have the best possible
chance of winning a personal injury case and recovering any losses you may have
suffered. Most importantly, seek medical attention immediately after the
accident, or as soon as possible. This will help document your injuries and
provide valuable evidence that your injuries were caused by the motorcycle
accident. Next, contact an experienced personal injury attorney. Motorcyclist
accidents can be very complicated and difficult to prove fault to insurance
companies. An attorney can help you navigate the process from start to finish and
increase your settlement value. Always be prepared for some challenges in this
type of claim, as many insurance companies will try to investigate and prove
fault in the motorcyclist’s conduct.
Motorcycle accidents can cause
serious injuries that may be permanent, or alter the course of the victim’s
life.
The main causes of motorcycle
accidents are:
Aggressive drivers
impatient drivers often lack spatial awareness and make rash decisions and
maneuvers on the road. This is extremely dangerous for motorcyclists,
especially when lane splitting through traffic.
Distractions
Unfortunately many drivers use cell phones or text while driving. A distracted
driver can mistakenly maneuver in front of a motorcyclist, causing an accident
and injuries. This is especially true because motorcycles are more difficult to
see in blind spots and tend to drive faster to pass through traffic.
DUIs
Drunk driving is an obvious danger to everyone on the road, especially
motorcyclists. When vision and senses are impared, a driver may drift into
lanes and cause a serious accident.
Traffic laws
Every driver is required to follow the rules of the road, including
lane-changing procedures, yielding rules, speed limit changes, and more. In the
event that a driver violates a traffic law, they can easily collide with other
vehicles on the road.
Motorcycle Defects
Sometimes, an accident is not the fault of another driver but the company that
manufactured the motorcycle or parts of the bike. If a vital part of the
motorcycle is defective, then a motorcyclist can quickly lose control of their
bike and cause a disastrous accident.
Weather Conditions
In Florida, weather can change dramatically in a matter of minutes, and if a
motorcyclist is not aware of potential weather conditions, accidents can occur.
Road hazards
Road hazards such as wet roads, potholes, gravel, loose pavement, cracks and
other imperfections on the roadways are dangerous to all motorcyclists and are
very difficult to anticipate if a driver is unfamiliar with the roads.
Results of these accidents can
include, but are not limited to:
– Neck and/or back injuries.
– Internal bleeding.
– Skull fractures.
– Hands, wrists, and/or arm fractures.
– Broken noses, jaws, and cheekbones.
– Eye injuries.
– Joint dislocation.
– Fractured collarbones, ribs, and/or legs.
– Soft tissue sprains, strains, and tears.
– TBI (Traumatic brain injuries.)
What You Should
Expect in Divorce Negotiations:
The first step in any divorce
is the filing of a petition for dissolution of marriage. This document is filed
with the court and served on the other spouse. The petition includes
information about the marriage, including any property or debts that the couple
has, as well as any children of the marriage. Once the petition is filed, the
divorce process officially begins.
The next step in a Florida
divorce is negotiating a settlement agreement. This document is prepared by
both spouses and their attorneys and outlines all of the terms of the divorce,
including how property will be divided, how debt will be handled, and what will
happen with child custody and support. Once this agreement is reached, it must
be approved by a judge before it can become final.
Negotiations for divorce
settlements in Florida can take place either through direct negotiation between
the spouses or through mediation. Mediation is a process in which an impartial
third party helps the couple to reach an agreement on the terms of their
divorce. This option is often used when couples are unable to come to an
agreement on their own.
Once a settlement agreement is
reached, it must be filed with the court and signed by both spouses. Once it is
approved by a judge, it becomes a binding legal contract. At this point, the
divorce is considered final and both spouses are free to move on with their lives.
orida
Slip & Fall and Premises Liability Lawyers
Slip and fall injuries are the
#1 cause of costly emergency room visits across the country. Get the
compensation you deserve with the help of your Tampa Bay Slip and Fall
Attorneys – Kemp Law.
Are you suffering from a slip
and fall injury that happened in Tampa Bay? You’re not alone. Slip and fall
accidents are the number one cause of hospital emergency room visits,
accounting for 8 million U.S. injuries per year.
Why are these injuries so
common? Unfortunately, potential hazards in our environment aren’t always
managed appropriately by those who are supposed to keep up with them. According
to the National Flooring Safety Institute, the leading cause of slip and fall
injuries is flooring hazards, including loose and broken flooring, tattered
carpeting and spills from oils and other substances. Exposed debris and
cluttered areas are also common causes.
In many of these cases, a
store owner or building manager is responsible for the conditions that led to
your injury -otherwise known as premises liability- yet they refuse to accept
responsibility. Their insurance company might fight you. Even your own
insurance company might want to blame you and reduce your compensation.
On top of that, you’re dealing
with emergency hospitalization, ongoing medical expenses and emotional trauma
from the incident. It can have a widespread impact on your life. That’s why you
need the help of a slip and fall lawyer.
Floridians in Tampa and the
surrounding areas trust Kemp Law as their legal partner suffering a
slip-and-fall injury. We will help you understand your legal options and how to
use the law in your best interests. Most of all, we will handle your slip and
fall case with genuine care and respect, because you deserve it.
You
Deserve a Great Team
Kemp Law is here to help
you understand the legal concept of premises liability, which means premises
owners can be held liable for slip and fall injuries as well as other types of
injuries in certain circumstances. We will help you gather the materials you
need to prove your case and hold the right person accountable.
As the plaintiff in a lawsuit,
you’ll need to prove:
- That the business owner was
aware of the dangerous condition and failed to take preventive measures
- That you were not aware of the
hazard or how serious it was
- That you exercised caution, but
still slipped and fell because there was no information available to warn
you of the hazard
Premises liability extends
beyond slip and fall accidents and covers many situations where someone is
injured on the premises of another person or entity.
Pensacola
Wrongful Death Lawyer
The
unexpected death of a loved one is a tragic event in any family’s life. Knowing
that their death could’ve been avoided can be devastating. If you’ve lost
someone due to the negligence of others, Pensacola wrongful death lawyer Joe
Zarzaur is here to help. We work tirelessly seeking justice for survivors and
have returned record-setting
verdicts for our clients.
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If you’re
considering filing a wrongful death case, the jury trial experience of your
lawyer can have an big effect on the value of your case. Joe
Zarzaur is a Board Certified Civil Trial Lawyer with record jury verdicts in
both Escambia and Santa Rosa County. Only 1 percent of the
lawyers in Florida are Board Certified.
If you have been involved in a
motorcycle accident, there are options to ensure you have the best possible
chance of winning a personal injury case and recovering any losses you may have
suffered. Most importantly, seek medical attention immediately after the
accident, or as soon as possible. This will help document your injuries and
provide valuable evidence that your injuries were caused by the motorcycle
accident. Next, contact an experienced personal injury attorney. Motorcyclist
accidents can be very complicated and difficult to prove fault to insurance
companies. An attorney can help you navigate the process from start to finish and
increase your settlement value. Always be prepared for some challenges in this
type of claim, as many insurance companies will try to investigate and prove
fault in the motorcyclist’s conduct.
Motorcycle accidents can cause
serious injuries that may be permanent, or alter the course of the victim’s
life.
The main causes of motorcycle
accidents are:
Aggressive drivers
impatient drivers often lack spatial awareness and make rash decisions and
maneuvers on the road. This is extremely dangerous for motorcyclists,
especially when lane splitting through traffic.
Distractions
Unfortunately many drivers use cell phones or text while driving. A distracted
driver can mistakenly maneuver in front of a motorcyclist, causing an accident
and injuries. This is especially true because motorcycles are more difficult to
see in blind spots and tend to drive faster to pass through traffic.
DUIs
Drunk driving is an obvious danger to everyone on the road, especially
motorcyclists. When vision and senses are impared, a driver may drift into
lanes and cause a serious accident.
Traffic laws
Every driver is required to follow the rules of the road, including
lane-changing procedures, yielding rules, speed limit changes, and more. In the
event that a driver violates a traffic law, they can easily collide with other
vehicles on the road.
Motorcycle Defects
Sometimes, an accident is not the fault of another driver but the company that
manufactured the motorcycle or parts of the bike. If a vital part of the
motorcycle is defective, then a motorcyclist can quickly lose control of their
bike and cause a disastrous accident.
Weather Conditions
In Florida, weather can change dramatically in a matter of minutes, and if a
motorcyclist is not aware of potential weather conditions, accidents can occur.
Road hazards
Road hazards such as wet roads, potholes, gravel, loose pavement, cracks and
other imperfections on the roadways are dangerous to all motorcyclists and are
very difficult to anticipate if a driver is unfamiliar with the roads.
Results of these accidents can
include, but are not limited to:
– Neck and/or back injuries.
– Internal bleeding.
– Skull fractures.
– Hands, wrists, and/or arm fractures.
– Broken noses, jaws, and cheekbones.
– Eye injuries.
– Joint dislocation.
– Fractured collarbones, ribs, and/or legs.
– Soft tissue sprains, strains, and tears.
– TBI (Traumatic brain injuries.)
What You Should
Expect in Divorce Negotiations:
The first step in any divorce
is the filing of a petition for dissolution of marriage. This document is filed
with the court and served on the other spouse. The petition includes
information about the marriage, including any property or debts that the couple
has, as well as any children of the marriage. Once the petition is filed, the
divorce process officially begins.
The next step in a Florida
divorce is negotiating a settlement agreement. This document is prepared by
both spouses and their attorneys and outlines all of the terms of the divorce,
including how property will be divided, how debt will be handled, and what will
happen with child custody and support. Once this agreement is reached, it must
be approved by a judge before it can become final.
Negotiations for divorce
settlements in Florida can take place either through direct negotiation between
the spouses or through mediation. Mediation is a process in which an impartial
third party helps the couple to reach an agreement on the terms of their
divorce. This option is often used when couples are unable to come to an
agreement on their own.
Once a settlement agreement is
reached, it must be filed with the court and signed by both spouses. Once it is
approved by a judge, it becomes a binding legal contract. At this point, the
divorce is considered final and both spouses are free to move on with their lives.
The first step in any divorce
is the filing of a petition for dissolution of marriage. This document is filed
with the court and served on the other spouse. The petition includes
information about the marriage, including any property or debts that the couple
has, as well as any children of the marriage. Once the petition is filed, the
divorce process officially begins.
The next step in a Florida
divorce is negotiating a settlement agreement. This document is prepared by
both spouses and their attorneys and outlines all of the terms of the divorce,
including how property will be divided, how debt will be handled, and what will
happen with child custody and support. Once this agreement is reached, it must
be approved by a judge before it can become final.
Negotiations for divorce
settlements in Florida can take place either through direct negotiation between
the spouses or through mediation. Mediation is a process in which an impartial
third party helps the couple to reach an agreement on the terms of their
divorce. This option is often used when couples are unable to come to an
agreement on their own.
Once a settlement agreement is
reached, it must be filed with the court and signed by both spouses. Once it is
approved by a judge, it becomes a binding legal contract. At this point, the
divorce is considered final and both spouses are free to move on with their lives.
orida
Slip & Fall and Premises Liability Lawyers
Slip and fall injuries are the
#1 cause of costly emergency room visits across the country. Get the
compensation you deserve with the help of your Tampa Bay Slip and Fall
Attorneys – Kemp Law.
Are you suffering from a slip
and fall injury that happened in Tampa Bay? You’re not alone. Slip and fall
accidents are the number one cause of hospital emergency room visits,
accounting for 8 million U.S. injuries per year.
Why are these injuries so
common? Unfortunately, potential hazards in our environment aren’t always
managed appropriately by those who are supposed to keep up with them. According
to the National Flooring Safety Institute, the leading cause of slip and fall
injuries is flooring hazards, including loose and broken flooring, tattered
carpeting and spills from oils and other substances. Exposed debris and
cluttered areas are also common causes.
In many of these cases, a
store owner or building manager is responsible for the conditions that led to
your injury -otherwise known as premises liability- yet they refuse to accept
responsibility. Their insurance company might fight you. Even your own
insurance company might want to blame you and reduce your compensation.
On top of that, you’re dealing
with emergency hospitalization, ongoing medical expenses and emotional trauma
from the incident. It can have a widespread impact on your life. That’s why you
need the help of a slip and fall lawyer.
Floridians in Tampa and the
surrounding areas trust Kemp Law as their legal partner suffering a
slip-and-fall injury. We will help you understand your legal options and how to
use the law in your best interests. Most of all, we will handle your slip and
fall case with genuine care and respect, because you deserve it.
Slip and fall injuries are the
#1 cause of costly emergency room visits across the country. Get the
compensation you deserve with the help of your Tampa Bay Slip and Fall
Attorneys – Kemp Law.
Are you suffering from a slip
and fall injury that happened in Tampa Bay? You’re not alone. Slip and fall
accidents are the number one cause of hospital emergency room visits,
accounting for 8 million U.S. injuries per year.
Why are these injuries so
common? Unfortunately, potential hazards in our environment aren’t always
managed appropriately by those who are supposed to keep up with them. According
to the National Flooring Safety Institute, the leading cause of slip and fall
injuries is flooring hazards, including loose and broken flooring, tattered
carpeting and spills from oils and other substances. Exposed debris and
cluttered areas are also common causes.
In many of these cases, a
store owner or building manager is responsible for the conditions that led to
your injury -otherwise known as premises liability- yet they refuse to accept
responsibility. Their insurance company might fight you. Even your own
insurance company might want to blame you and reduce your compensation.
On top of that, you’re dealing
with emergency hospitalization, ongoing medical expenses and emotional trauma
from the incident. It can have a widespread impact on your life. That’s why you
need the help of a slip and fall lawyer.
Floridians in Tampa and the
surrounding areas trust Kemp Law as their legal partner suffering a
slip-and-fall injury. We will help you understand your legal options and how to
use the law in your best interests. Most of all, we will handle your slip and
fall case with genuine care and respect, because you deserve it.
You
Deserve a Great Team
Kemp Law is here to help
you understand the legal concept of premises liability, which means premises
owners can be held liable for slip and fall injuries as well as other types of
injuries in certain circumstances. We will help you gather the materials you
need to prove your case and hold the right person accountable.
As the plaintiff in a lawsuit,
you’ll need to prove:
- That the business owner was
aware of the dangerous condition and failed to take preventive measures
- That you were not aware of the
hazard or how serious it was
- That you exercised caution, but
still slipped and fell because there was no information available to warn
you of the hazard
Premises liability extends
beyond slip and fall accidents and covers many situations where someone is
injured on the premises of another person or entity.
Kemp Law is here to help
you understand the legal concept of premises liability, which means premises
owners can be held liable for slip and fall injuries as well as other types of
injuries in certain circumstances. We will help you gather the materials you
need to prove your case and hold the right person accountable.
As the plaintiff in a lawsuit,
you’ll need to prove:
- That the business owner was
aware of the dangerous condition and failed to take preventive measures
- That you were not aware of the
hazard or how serious it was
- That you exercised caution, but
still slipped and fell because there was no information available to warn
you of the hazard
Premises liability extends
beyond slip and fall accidents and covers many situations where someone is
injured on the premises of another person or entity.
Pensacola
Wrongful Death Lawyer
The
unexpected death of a loved one is a tragic event in any family’s life. Knowing
that their death could’ve been avoided can be devastating. If you’ve lost
someone due to the negligence of others, Pensacola wrongful death lawyer Joe
Zarzaur is here to help. We work tirelessly seeking justice for survivors and
have returned record-setting
verdicts for our clients.
What
Is Considered Wrongful Death?
A wrongful
death claim is a special type of personal injury claim filed in court on behalf
of a person killed as a result of the negligence or otherwise wrongful conduct
of another. Wrongful death lawsuits are most often filed personal injury
lawyers who specialize in the litigating of such cases.
What
is a Wrongful Death Lawsuit?
A wrongful
death lawsuit is designed to hold liable parties accountable for their actions
and financially compensate the executor of estate (typically family) for the
loss of a loved one.
Wrongful
death lawsuits are commonly filed as the result of auto accidents, defective
drugs, defective medical devices, medical malpractice, brain injuries, spinal cord injuries, and other
death cases involving the negligence or wrongful acts of others.
In a wrongful death lawsuit, the
victim’s family or personal representative bears the burden of proving that the
defendant’s negligent actions caused the death of the victim. In a homicide
case, the defendant can only be convicted if the state can prove beyond a
reasonable doubt that the defendant caused the victim’s death. This is
different from the standard for proving a wrongful death case. In a wrongful
death lawsuit, the victim’s personal representative only has to prove their
case on the balance of probabilities. This essentially means that they have to
prove that it is more likely than not that the defendant’s negligence or
wrongful actions caused the death of the victim.
In some cases like wrongful deaths
resulting from medical malpractice, medical experts will be required to provide
expert testimony to prove that the defendant’s actions fell below the standard
of care expected in the same or similar circumstances. Zarzaur Law employs an
on-staff medical doctor that works with the firm in investigating and preparing
cases. We also have access to other expert resources that may be necessary in
establishing the standard of care for other types of negligent or wrongful acts
that result in death.
What
Type of Damages Can Be Recovered?
Damages that
are most often sought after in wrongful death lawsuits include compensation
for:
- Funeral, burial,
medical, hospital expenses
- Pain & suffering
experienced prior to death (degenerative diseases / debilitating injuries)
- Losses incurred by
the deceased’s family: loss of wages; mental anguish; financial support;
companionship; parental guidance (in cases where deceased has children)
- The pecuniary
compensation provided for by wrongful death lawsuits serves to void any
financial issues related to the passing of a loved one.
These
damages will determine the value of your wrongful death case. There are some
damages that are easily computable with receipts and invoices because they are
tangible. These are called economic damages and they include such things
as funeral and burial expenses. The noneconomic damages are usually the more
complex damages to compute. Noneconomic damages include pain and suffering, and
mental anguish. The value of noneconomic damages are subjective and the award a
family receives may depend largely on the jury’s discretion, if the case is
taken to trial. We have access to economists and other financial professionals
who can give convincing expert evidence to support the value of noneconomic
damages claimed in a case.
Who
Can Sue for Wrongful Death in Florida?
Following
a death caused by negligence, all survivors of the deceased have the right to
sue for wrongful death and receive compensation according to Florida’s
Wrongful Death Act. This not only includes the immediate family,
but others as well. Our wrongful death lawyers are here to help and can answer
any specific questions you may have.
Is
There a Statute of Limitations To File A Wrongful Death Lawsuit?
In Florida,
a wrongful death lawsuit must be filed within two years of the death in most
cases. A wrongful death lawsuit must be filed before the statutory deadline
passes. The statutory deadline places a cap on the amount of time that the
executor of estate has to file a wrongful death claim before any such claim is
deemed null and void.
What
is the Difference Between Wrongful Death and Homicide?
There are several things that
distinguish a wrongful death from a homicide. While both result in the death of
a person, there are significant factors that make them different. To start
with, homicide requires intent. The defendant must have, in their mind, an
intention to kill or cause grievous bodily harm to the victim. With wrongful
death, there is no conscious intent to cause harm to the victim, rather the
defendant is careless about their actions, which cause the death of the victim.
Homicide is a criminal offense that is prosecuted by the state against the
defendant. This is because a homicide is an act not just against the victim,
but against society. The desired outcome in a homicide prosecution is
punishment for the defendant. In a wrongful death case, the beneficiaries of
the victim make a claim and prosecute the case against the defendant. The case
does not involve the public. It is a private dispute between the victim’s
family or beneficiaries, and the defendant. The desired outcome is not
necessarily to punish the defendant, but to recover financial compensation for
the loss of their loved one.
OUR
LAWYERS CAN HELP
Losing a family member due to the
negligence of others is a tragic occurrence that no family should have to
endure. Zarzaur Law’s Pensacola wrongful death attorneys will work to hold them
accountable and get your family the justice you deserve.
BE
CONFIDENT YOU HAVE A LEGAL EXPERT ON YOUR SIDE.
All of
the staff is amazing!!!
I tried to
handle my case on my own. Until the insurance company tried to force me out of
my rental vehicle before paying for my totaled car during a car shortage on the
weekend. I’m a bartender that works weekends, I was freaking out. Some of my
coworkers used Joe and I had known him for 9 years at the time. I was
considering going to him before and after that I immediately called him. They
kept strong arming me trying to say I didn’t fill something out right and
dragging me along. Joe told me that wasn’t the case and handled them from then
on. Even when they tried to hassle me after. He told me to tell them not to
talk to me anymore and talk to them. They checked in for me and handled
everything. All of the staff is amazing!!!
Joe and
his team stand up to their offers and fight for what they believe is a fair and
just outcome.
I was in an
accident in south Florida and was unsure of what to do, after phone calls,
research, and due diligence I came up with Joe Zarzaur. This has been one of
the best decisions of my life. Joe and his team took care of me from day one,
helping me in so many early decisions. I had almost a year in doctor visit,
surgery, and rehab, Joe and his team were there for anything I needed. The next
year was offers, counter offers, and waiting, this can be the hardest part, but
this is where Joe and his team excel. Be
patient, believe in your team, because they are professional and will not give
up in a tough fight. The insurance companies made 4 or 5 offers over many
months, but Joe and his team stand up to their offers and fight for what they
believe is a fair and just outcome. I cannot emphasize enough how professional
and hard working Joe Zarzaur and his team are, if you have the decision to make
of picking a lawyer know if you pick Joe and his team you have made a good
decision and can sleep at night knowing they’re on your team
I
appreciate the dedication to my case!
Joe Zarzaur
and his staff are amazing! Everyone I was more than helpful and professional
from beginning to end with my case. I would highly recommend firm for your
personal injury needs! I appreciate the dedication to my case!
4
Reasons to Hire Zarzaur Law
1)
QUALITY OF CASES, NOT QUANTITY OF CASES
When hiring a Pensacola personal
injury lawyer you are starting a personal business relationship. This
relationship sometimes will span years in length and you must be able to
communicate with him or her directly.
You must
also be able to reach him/her when you have questions without unreasonable
delay. Zarzaur Law does not take a “volume” of cases but selects those
cases where the firm can take a substantial personal business interest in the
client and the case. Many larger firms are in the “volume”
business and are pushing clients through like a factory. That will never be the
case at Zarzaur Law. Joe only handles those cases that have serious personal
injuries and he turns away those cases that do not involve such injuries. This
keeps the firm focused on a select quality of injury and death cases.
Many
larger firms are in the “volume” business and are pushing clients through like
a factory. That will never be the case at Zarzaur Law.
2) THE
LAWYER’S REPUTATION MATTERS, GET THE MOST FOR THE SAME FEE
Watch Joe’s
YouTube Video >
Your case
may be as valuable as the reputation of the personal injury lawyer handling
your case. Many bigger law firms will get you into their firm by acting as if a
senior lawyer in the firm will be handling your case. However, once you sign
their contract you and your case are shuffled down to a lower level lawyer who
does not have substantial (or any) trial experience. This may affect the value
of your case and may prevent your case from being prosecuted as aggressively as
necessary. Interview your personal injury lawyer first. Ask them “How many million dollar plus verdicts they
have achieved themselves for clients?” Ask them if they will be
handling your cases alone or with others less senior lawyers? Ask them if they
are Board Certified in Civil Trial law? If you do not like the answers, then
move on to another lawyer. Ask them if they are AV-rated by Martindale Hubell.
Being AV rated is the highest rating provided by an independent source in our
Country. So, is your lawyer AV rated and Board Certified in Civil Trial and
do they have many jury verdicts over a million dollars? If so, hire them. If
not, you might want to consider interviewing Mr. Joe Zarzaur. If you
are paying the same FEE should you not get the most for your money?
3) IN
THIS BUSINESS, THE JURY TRIAL EXPERIENCE OF YOUR PERSONAL INJURY LAWYER
MATTERS.
Trial Experience
with big jury verdicts matters to the insurance company on the other side of
the case and it should matter to you. If the lawyer handling your case
himself/herself has the substantial trial experience it will matter and affect
the value of your case. If, however, the lawyer handling your case does not
have substantial jury trial experience with big verdicts, it will also affect
your case. Many larger firms will attract you with senior lawyer’s credentials
and then once you sign with them, your case will be handled by a lower level
lawyer without experience with jury trials and verdicts. At Zarzaur
Law, we only take quality cases that Joe Zarzaur can be the
primary personal injury lawyer. Mr. Zarzaur is a Board
Certified Civil Trial Lawyer and has record jury verdicts in both Escambia
and Santa Rosa County in injury cases. He obtained a 9.3 million dollar verdict
from an Escambia County jury and has a 2.5 million dollar verdict from a Santa
Rosa County jury. These were both injury cases that did not
involve death. Only about 1 percent of Florida lawyers are Board Certified and
there are only 13 lawyers between Pensacola and Panama City who have the same
Board Certifications that Mr. Zarzaur has earned. Do not show up to a gunfight
with a knife.
4. 14th March: contacted mortgage advisers , provided scanned documents via email.
5. 15th March: contacted Solicitors , provided scanned documents via email.
6. 22nd March - property surveyed by solicitors
7. 29th March - mortgage approved
9. 11th May - Had a choices appointment to add options ( upgrade kitchen, flooring, carpets, etc) and paid 25% of the extra options we went for.
10. 18th August - had the first viewing of the house ( at this stage, the initial coat of paint was done)
https://www.tonge-robinson.co.uk/
15. 23rd October - had a tour of the house but the site manager, were allowed to spend an hour later taking pictures, making a list of any cooncerns.
18. 6th November - meeting with site manager, went through each and every snag raised,extra set of keys handed over to rectify the snags ( we could still continue to relocate)
Mid March - £500 reservation fees to take property off the market
Mid April - £250 to solicitors as an initial payment
Mid May - £7 thousand to Barratts for payment of 25% of the cost of options we chose
Free carpets , flooring ( which we decided to upgrade) - so saved around £2500 on options
Paid 5% - hence to pay off around 370,000
£250 Cashback from bank upon completion of house
We decided to buy a house quite late in my career for the following reasons
I was working as a non trainee in Slough from January 2016 to August 2017 and hence had not decided where we wanted to settle.
I applied for CMT (now replaced by IMT) in East Yorkshire and worked as a CMT 1 in Harrogate and CMT 2 in York from 2017 to 2019.
At that time, we had a baby and because we were on a visa, I did not have enough savings to even think of saving up for a deposit for a house.
Also, because I have always been full time with on calls, I did not want to drive and preferred walking to work in my first 3 years in the NHS - then I slowly developed the confidence and even now, I never drive more than 1 hour. We have all heard about colleagues passing away while driving post on calls:
You can search on Google for ' NHS doctor died in car accident' to read the dozens of stories.
Due to this fear, I never started looking for a house till later on.
I applied for speciality training in acute medicine in East Yorkshire and started my ST3 training in Scarborough, when the pandemic hit. At that point, buying a house was the least of my worries due to the high risk of not surviving it.
I started my ST4 and ST5 training in Hull and we relocated to Beverley. Where we decided that we wanted to settle.
However I had to pay around 9,000 GBP for ILR , naturalisation and citizenship for the three of us in 2022.
I started locuming to save up and when I had the deposit to buy a house in November, 2022 - the interest rates, cost of living, mortgages shot up making it unaffordable.
So I continued to save and got lucky in March 2023.
MONEY I HAVE SPENT ON RENT
Slough ( January, 2016 to August 2017) - 18 months, 900 GBP per month
Harrogate ( August 2017 to 2018) - 12 months, 840 GBP per month
York ( August 2018 to 2019) - 12 months, 1000 GBP per month
Scarborough ( August 2019 to 2020 ) - 12 months, 500 GBP per month
Beverley ( August 2020 to date ) - 40 months, 1000 GBP per month
Which makes a total of 80,000 GBP!!!
80K for rent!!!!
IS THIS THE CASE FOR EVERYONE?
When I was a non trainee SHO in Slough, my wife and I used to go to London almost every weekend. It was lovely. However it is very expensive.
Compare houses and apartments on Rightmove to get an idea.
Plus London is so busy. I spent an hour on the road to get to a city 10 miles away.
So London was out - we spent 18 months there and the charm of London quickly faded away.
So this left us with other areas when I applied for CMT:
1. Wales- silly reason but I found it wet and windy. I was wrong though. It is a lovely place to live. But that was my reason when I was a SHO deciding on where to settle.
2. Ireland and Scotland - out for the same reasons
3. London and South - out as too expensive
4. East Midlands - For some odd reason, it never appealed to me.
5. Manchester - Did not like the traffic , again silly reason.
6. North - too cold
So this left me with Yorkshire. At that time ( in 2017, for CMT), we were given details of rotations. Since I had not decided which speciality of medicine I wanted to train in as a registrar, I wanted to do rotations in Respiratory, Stroke, Neurology, Gastro and Renal. So When I narrowed it down, I was left with a handful of jobs - one of which had Harrogate and York. At that time, we were expecting so I went for the trust which had the best maternity services ( in 2017 it was Harrogate from the options I had)
So I chose that as one of my prefernces and luckily, got in.
I enjoyed my CMT so much due to various reasons :
1. Had my daughter during that - it made everything better!
2. As I had already passed my MRCP 1 and 2 , I just had PACES to pass in my 2 years of CMT so it was not very stressful
3. The teams in Harrogate and York were lovely.
4. As I was living just 10 min away from these trusts, I spent plenty of time with my family.
Hence, I decided East Yorkshire was the place to settle!
I applied for specialty training in acute medicine and started my ST3 in Scarborough.
My daughter started nursery and then preschool which was across the road. Our neighbourhood was fantastic and we made loads of friends.
She then started school and luckily got into one of the best schools in the area in September, 2022 which was again within walking disctance/ 2 minute car ride. She settled in and hence we decided that we will not move from here.
It was also just a 10 min drive from where we live.
My silly reason:
I wanted a detached garage.
Our genuine reasons
1. South facing garden
4. Separate study downstairs
6. One neighbour on one side, lining of trees at the back which are also away from the back lawn.
7. Spacious driveway
WHY BARRATS
We were renting a house which was actually a Barratts show home for the past 3 years. Now we have all heard about the shady quality of new builds but we did not have any issues in this particular developers house. We were aware that it varies from site manager to site manager and even Barratts has had a few dodgy builds in the development we were renting.
However we felt satisfied as that particular house was meeting our requirements, some friends had bought houses in the same development and were happy with the site team, we decided to go ahead with this.
Also, we did not want to go through the hassle to renovating an old build.
We wanted a few options like an upgraded kitchen, more downlights, upgraded tiles in the bathrooms, more electric points outside and hence decided to go for a build which was about to start so that we could choose options we always wanted. These 7 years of patience, plenty of experience with rental properties helped us get an idea of what we wanted and now that we had a choice, we wanted a house built around what we wanted.
As you might be aware, new builds can have a lot of issues. Luckily, a few friends of ours bought their house in the same development and were quite pleased and did not have major issues.
Now that we had decided about the house, had a rough idea of the cost, we decided to talk to a mortgage advisor.
We spoke to Wesleyan ( https://www.wesleyan.co.uk/ ) as they frequently deal with doctors, understand locums, include that in the financials to help get the mortgage approved.
The advisor gave us the good news that yes, we can afford to buy a house we wanted to BUT the mortgage rates were very high. So high at that time that the mortgage was almost doubled.
Hence we decided to wait.
OUR LUCK
A few weeks later, Barratts announced a 5% deposit scheme. The interest rates also started to fall. So I called Barratts and asked about the property we were interested in - they still had not released it.
In March, I received a call from the salesperson that the property had just been released. It was in build stage 1 ( ie the foundations were being laid) and they had a few offers on it.
I contacted Wesleyan regarding an agreement in principal but since this 5% deposit was only available through Barratts and not through a lender, they suggested to talk to Barratts directly.
OUR MEETING WITH THE SALES TEAM
We met the sales team and went through the details.
This is what they were offering
https://www.barratthomes.co.uk/offers/deposit-unlock/
2. NHS discount
https://www.barratthomes.co.uk/offers/key-worker-deposit-contribution/
3. Free flooring and carpets
They gave us a few contact details of a mortgage advisor and a few Solicitors.
We spoke to https://gledhills.mortgage/ who regularly deal with Barratts customers, know about the 5% deposit unlock scheme Barratts had just started offering and also dealt with doctors on a regular basis - so understood main salaries, locum pay slips and the fact that trainees rotate to new trusts each year. This conversation was all on the phone.
They stated that will not charge us and will take commission from Barratts directly.
The advisor asked for scanned copies of:
My job contract
Bank statements
Details of cars on PCP , etc
https://www.janebrookslaw.co.uk/
I took quotes from the various solicitors I was given details for by the Barratts sales team. I checked for their costs online beforehand so I knew what the baseline quotes were. I went for the one which had the best reviews and was most reasonably priced.
We upgraded:
The carpets
The flooring
The Kitchen
Bathroom and WC tiles
We went for more downlights
We had more electric points for sockets, external lights
The developer was offering built in wardrobes for a very high cost. As we were renting a show home built by the same developer 10 years ago and had exactly the same wardrobes, we knew that we could get better quality ones which met our requirements. We decided to design our own on the IKEA website and got some brilliant choices for almost half the price!
Issues with external wardrobes:
1. You need to ensure the measurements are accurate. Luckily we had the exact floor plans and also measured the spaces in the rooms for these.
https://www.facebook.com/flatpackinstall/
We visiting the property twice.
The first visit which was offered by the developer was when the structure was complete, walls were painted. It was term break at that time so we took turns to go inside to visit the property whilst one parent stood outside with our daughter.
Hence it was a rushed visit. Neither of us could measure the areas for IKEA wardrobes. Also, we were awestruck when we stepped into our first house we had bought so we could not really focus on what we had actually come here for.
Therefore we booked another visit and luckily, it was at a time when our daughter was at school.
We were allowed to take pictures and spent a good 30 minutes going through each room.
From the 1st of October, the access road to the property was open hence we walked there on a daily basis to have a look and get ideas for external lighting, etc.
Had a tour with the site manager on the 23rd of October and then were allowed to stay to take pictures, make a list of any concerns.
SNAGGER
As we are clearly clueless when it comes to snagging, we hired a professional snagging team:
https://www.tonge-robinson.co.uk/
1. Leak from shower door
3. Dishwasher hose not connected properly.
We met the site manager soon after and they have satrted working on the issues raised.
As we resided less than a mile away from the new property, we could easily move most items ourselves.
So we spoke to this team:
https://www.facebook.com/ManWithVanCan/?locale=en_GB
https://www.adt.co.uk/
We kept renting for 4 weeks extra.
In that time, we got all the deliveries for furniture sorted, curtains, blinds, security system, snagging , etc
https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate
So I have had to locum almost every weekend for the past few years. First it was visa costs ( which luckily have now come down ), then ILR and British Citizenship costs ( around 9,500) and then the expenses for the house.
And this is why we are striking:
https://www.bma.org.uk/our-campaigns/junior-doctor-campaigns/pay/junior-doctors-guide-to-industrial-action-in-england-2023
Whenever you feel ready - both financially and are settled in a region.
What you do not want is to buy a house and not be able to afford the mortgage.
Or buy a house and have to travel 2 hours one way to a trust where you have got your training.
HAGGLING:
- Solar panels
- mortgage contribution : upto 1k per month for the first year
You can get upto 50k discount this way!
TAKE YOUR TIME
WADROBES
You can save a massive amount. We saved around 4k.
SOLICTORS AND MORTGAGE ADVISORS
QUALITY OF BUILD
USING YOUR LOCAL GROUPS
Local Facebook groups are a very useful resource to get information about where to get furniture from, where to find handymen , electricians, etc
Get a snagger. I cannot fault these guys:
Get the site manager to go through the snags with you.
Our site manager spent 2 hours with us going through each and every snag mentioned in the PDF emailed to us. We would have easily missed these issues and they would would have caused a massive issue later.
This is their job. Remember, you have spent a huge sum of money and now is your time to raise issues.
Having said that, in most cases the site team are still around especially if there are more new builds in the same development which are being built- so please raise any issues you have with the site team.
Talking to colleagues at work
Talking to mortgage advisors
Google!
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